Rules of Operation for the RAND Health Insurance Study

by Lorraine A. Clasquin, Marie E. Brown


Full Document

FormatFile SizeNotes
PDF file 3.4 MB

Use Adobe Acrobat Reader version 10 or higher for the best experience.


Purchase Print Copy

 FormatList Price Price
Add to Cart Paperback64 pages $20.00 $16.00 20% Web Discount

Describes the concepts and operations for HIS, a study to determine the effects of alternative health insurance plans upon the demand for medical services and the health status of the population. As part of the study a selected group of families are enrolled in health insurance plans operated by the HIS. This report outlines definitions of family unit, income, and accounting period as they relate to these insurance plans. (1) Family unit means family head and individuals residing with head either married to or, if under 18, related to or financially dependent upon head. (2) Income is defined as gross income reported on tax returns. (3) Accounting period is one year. A unique feature of the plans is that out-of-pocket expenditures for medical care are given an upper bound called the "maximum dollar expenditure" which is calculated as 5, 10, or 15 percent of income, depending on the plan in which enrolled.

This report is part of the RAND Corporation Report series. The report was a product of the RAND Corporation from 1948 to 1993 that represented the principal publication documenting and transmitting RAND's major research findings and final research.

Permission is given to duplicate this electronic document for personal use only, as long as it is unaltered and complete. Copies may not be duplicated for commercial purposes. Unauthorized posting of RAND PDFs to a non-RAND Web site is prohibited. RAND PDFs are protected under copyright law. For information on reprint and linking permissions, please visit the RAND Permissions page.

The RAND Corporation is a nonprofit institution that helps improve policy and decisionmaking through research and analysis. RAND's publications do not necessarily reflect the opinions of its research clients and sponsors.