This study uses statistical methods to compare state automobile accident compensation systems by examining how likely an accident victim is to be paid, and the amount and timing of his payment. The study analyzes how various aspects of the tort system and of the no-fault systems, where present, affect these outcomes. Among its findings were (1) victims in no-fault states more often collect from first-party automobile insurance than victims in other states; (2) victims in no-fault states are more likely to receive some payment; and (3) there is more consistency in payments in no-fault states in that the total amount of compensation a victim receives for a given economic loss varies less.
This report is part of the RAND Corporation Report series. The report was a product of the RAND Corporation from 1948 to 1993 that represented the principal publication documenting and transmitting RAND's major research findings and final research.
Permission is given to duplicate this electronic document for personal use only, as long as it is unaltered and complete. Copies may not be duplicated for commercial purposes. Unauthorized posting of RAND PDFs to a non-RAND Web site is prohibited. RAND PDFs are protected under copyright law. For information on reprint and linking permissions, please visit the RAND Permissions page.
The RAND Corporation is a nonprofit institution that helps improve policy and decisionmaking through research and analysis. RAND's publications do not necessarily reflect the opinions of its research clients and sponsors.