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Using data on 975 elderly persons from the 1990 Health Supplements to the Panel Study of Income Dynamics, the authors describe the predictors of expenditures for dental services. Forty-four percent of elderly persons reported using some dental services within a year. Thirteen percent had private dental insurance, and 8 percent had a separate dental policy. The average total expenditures for those who used any dental services was $378, 88% of which was paid out-of-pocket. Persons with a separate dental insurance policy, younger and better educated persons, and those with greater financial resources were more likely to use dental service.

Originally published in: The Gerontologist, v. 35, no. 4, pp. 436-443.

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