The Effects of Subjective Survival on Retirements and Social Security Claiming

Michael D. Hurd, James P. Smith, Julie Zissimopoulos

Published 2003

Mortality risk influences retirement and the desire to annuitize wealth. RAND finds that those with very low subjective probabilities of survival retire and claim earlier than those with higher probabilities, but that the effects are not large.

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RAND Style Manual
Hurd, Michael D., James P. Smith, and Julie Zissimopoulos, The Effects of Subjective Survival on Retirements and Social Security Claiming, RAND Corporation, DRU-3008, 2003. As of September 24, 2024: https://www.rand.org/pubs/drafts/DRU3008.html
Chicago Manual of Style
Hurd, Michael D., James P. Smith, and Julie Zissimopoulos, The Effects of Subjective Survival on Retirements and Social Security Claiming. Santa Monica, CA: RAND Corporation, 2003. https://www.rand.org/pubs/drafts/DRU3008.html.
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