Health Insurance for Workers Who Lose Jobs

Implications for Various Subsidy Schemes: Subsidies for COBRA Continuation Coverage Would Benefit Few of the Uninsured; Subsidies to All Low-Income People Who Leave a Job Would Help More of Them

Published in: Health Affairs, v. 22, no. 3, May/June 2003, p. 203-213

Posted on RAND.org on January 01, 2003

by Kanika Kapur, M. Susan Marquis

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A number of proposals have been made to help laid-off workers purchase health insurance. The authors use data from the 1996 Medical Expenditure Panel Survey to profile the insurance status of workers who left a job. Our descriptive analysis suggests that it might be difficult to design policies that target those who would otherwise be uninsured and that large subsidies might be needed to help laid-off workers.

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