Projected Coverage and Subsidy Impacts If the American Rescue Plan's Marketplace Provisions Sunset in 2023

Published in: Office of the Assistant Secretary for Planning and Evaluation website (2022)

Posted on RAND.org on March 29, 2022

by D. Keith Branham, Christine Eibner, Federico Girosi, Jodi L. Liu, Kenneth Finegold, Christie Peters, Benjamin D. Sommers

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The American Rescue Plan (ARP) includes two key provisions that expand and increase premium tax credit benefits for Marketplace consumers, improving affordability of coverage for millions. Under current law, these provisions will sunset in 2023 if they are not extended, resulting in higher out-of-pocket costs for enrollees and an increase in the number of uninsured. This Data Point highlights projected impacts on consumer out-of-pocket premium costs (through loss of subsidies) and loss of coverage, if the ARP provisions are not extended.

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