Banking System Reform in China

The Challenges of Moving Toward a Market-Oriented Economy

Kumiko Okazaki

Expert InsightsPublished Sep 6, 2007

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This paper briefly reviews the history of Chinese banking-system reform since the late 1970s and examines recent government reform efforts in detail, mainly focusing on the reform of state-owned commercial banks, which are handling more than half of the deposits and loans administered by banks in China. It also analyzes the current condition of major commercial banks using a simple international comparison and considers issues and challenges presented by further reforms intended to increase financial stability and provide for the sustainable economic development of China.

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Document Details

  • Copyright: RAND Corporation
  • Availability: Web-Only
  • Year: 2007
  • Pages: 85
  • Document Number: OP-194-CAPP

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Okazaki, Kumiko, Banking System Reform in China: The Challenges of Moving Toward a Market-Oriented Economy. Santa Monica, CA: RAND Corporation, 2007. https://www.rand.org/pubs/occasional_papers/OP194.html.
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