Health Care Financing

Featured

Health care systems may be financed in various ways, including through government funding, taxation, out-of-pocket payments, private insurance, and donations or voluntary aid. RAND research explores the effects of corporate and government health care financing policies on such groups as patients, businesses, hospitals, and physician-providers.

  • Stethoscope and U.S. one hundred dollar bill with face mask on insurance form, photo by aldarinho/Getty Images

    Commentary

    ACA Subsidies for Higher-Income Families Are Key to Enrolling More Americans

    Mar 1, 2021

    The House Ways and Means Committee has proposed several insurance reforms in its emergency COVID-19 relief package, including increasing subsidizes and extending subsidies to people with higher incomes. The proposed combined approach is a far more efficient means of covering uninsured Americans than enhancing subsidies only for those who are currently eligible.

  • The emergency room entrance at Essentia Health, a 133-bed hospital in Fargo, North Dakota, October 25, 2020, photo by Bing Guan/Reuters

    Report

    Setting U.S. Hospital Prices Could Cut Overall Health Spending by Billions

    Feb 18, 2021

    Price regulations face political obstacles and have been strongly opposed by medical providers. But setting prices for all commercial health care payers could reduce hospital spending by $61.9 billion to $236.6 billion a year if the rates were set at 100 to 150 percent of the amounts paid by Medicare.

Explore Health Care Financing

Research conducted by