Katherine Grace Carman

@KGCarman on Twitter

Senior Economist; Professor, Pardee RAND Graduate School

Santa Monica Office

Education

Ph.D. in economics, Stanford University; B.A. in economics, University of Michigan

Media Resources

This researcher is available for interviews.

To arrange an interview, contact the RAND Office of Media Relations at (310) 451-6913, or email media@rand.org.

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Overview

Katherine Carman is a senior economist at the RAND Corporation, director of RAND's Center for Financial and Economic Decision Making, and a professor at the Pardee RAND Graduate School. Her research focuses on behavioral economics, health economics, and public economics. Carman is particularly interested in how individuals' beliefs, perceptions, and decisionmaking processes affect their choices. Currently she is studying health behaviors, health insurance decisions, and retirement decisions. She has a number of projects studying the impacts of COVID-19. She is also interested in the effects of peer behavior and characteristics on individual choices.

Previously, Carman was an assistant professor at Tilburg University and affiliated with CentER and Netspar. She was a Robert Wood Johnson Scholar in health policy research at Harvard University. She received a Ph.D. in economics from Stanford University.

Research Focus

Selected Publications

Maximiliane Hoerl, Amelie Wuppermann, Silvia H Barcellos, Sebastian Bauhoff, Joachim Winter, and Katherine Grace Carman, "Knowledge as a predictor of insurance coverage under the Affordable Care Act," Medical Care (forthcoming)

Katherine Grace Carman, Christine Eibner, and Susan Paddock, "Trends in Health Insurance Enrollment, 2013-15," Health Affairs, 34(6), 2015

Johannes Binswanger, Katherine Grace Carman, "How Real People Make Long-term Decisions: The Case of Retirement Preparation," Journal of Economic Behavior and Organization, 81(1), 2012

Wandi Bruine de Bruin, Katherine Grace Carman, "Measuring risk perceptions: What does the excessive use of 50% mean?" Medical Decision Making, 32(2), 2012

Silvia Helena Barcellos, Amelie C. Wuppermann, Sebastian Bauhoff, Katherine Carman, Daniel L. McFadden, Arie Kapteyn, Joachim K. Winter, and Dana Goldman, "Americans are ill prepared for the Affordable Care Act," PNAS: Proceedings of National Academy of Sciences, 111(15), 2014

Recent Media Appearances

Interviews: KNX-AM

Commentary: The Health Care Blog; Newsweek; RWJF's Human Capital Blog

Commentary

Pandemic

American Attitudes About Vaccine Globalism
Overall, American support for sharing vaccines with other countries was high even before the Omicron variant. This may reflect recognition of the need to proactively address the pandemic beyond U.S. borders to truly be on the path to recovery.
Dec 9, 2021
The RAND Blog
Crime and Violence Prevention

Protecting the Elderly from Financial Exploitation
Older adults are more vulnerable to scams and more likely to have money and assets than their younger counterparts of the same race/ethnicity. Policy solutions that provide protection against financial fraud could help older adults to live more financially stable lives.
Oct 14, 2021
The RAND Blog
Financial Decision Making

When a Free Trial Is Anything But
Several strategies could help protect consumers from subscription traps. Strategies could include providing better information showing that a free trial is followed by a subscription, reminding consumers that they have a subscription, and allowing consumers to easily cancel.
Aug 2, 2021
The RAND Blog
Public Health

American Views on COVID-19 Health Risks, School and Economy Reopening
Much of the discussion about opening schools and the economy has focused on the educational and economic effects that closures may have on the most vulnerable groups. But some of these groups still remain wary of the increased health risks of opening.
May 4, 2021
The RAND Blog
Communities

COVID-19 Has Offered Opportunities for Communities to Come Together
The past year has been among the most turbulent in recent memory. Might recent crises provide a catalyst for a renewed sense of civic engagement that transcends some of the race and class divisions COVID-19 has exacerbated?
Jan 13, 2021
The RAND Blog
Coronavirus Disease 2019 (COVID-19)

How Much Do Americans Value Their Health During the Pandemic?
Do Americans believe that limiting the spread of COVID-19 justifies the social and economic costs of physical-distancing measures? Researchers conducted a survey to better understand how Americans weigh health against other priorities.
Oct 29, 2020
The RAND Blog
Health Care Reform

Do Americans Expect Too Much from Health Insurance?
Americans expect affordable coverage for pre-existing conditions, access to routine services, and protection from unpredictable and significant financial risk from accidents or illness. As a product designed primarily for risk protection, insurance may not be the most efficient or affordable approach to achieving all of these objectives.
Sep 23, 2017
U.S. News & World Report
Affordable Care Act

Insurance Enrollment Holds Steady in Advance of the 2016 Open Enrollment Period
Since September 2013, the number of people with health insurance coverage has increased by 16.6 million. But since the second ACA open enrollment period in February 2015, the number of people with coverage has remained relatively flat. The third open enrollment period began on November 1. Whether the number of uninsured will continue to decline remains an open question.
Nov 12, 2015
The RAND Blog
Do Young 'Elites' Favor Income Redistribution?
Young 'elites' -- employed Americans who are 40 or younger, with high household incomes and graduate degrees -- and especially Democratic elites have a strong preference for income redistribution.
Oct 8, 2015
The RAND Blog
Affordable Care Act

What Americans Know About King v. Burwell
An upcoming Supreme Court ruling regarding the Affordable Care Act could impact millions of Americans. Are Americans aware of the court case? And if so, what do they know about it?
Jun 12, 2015
The RAND Blog
Epidemic

How the Public Perceives Ebola Risk in the United States
The Ebola outbreak in Africa and the cases in the United States weighed heavily on the minds of policymakers and the public. While the Ebola threat was (and is) certainly real, many Americans greatly overestimated their chances of contracting the deadly disease.
Mar 30, 2015
The RAND Blog
United States

The Great American Working Vacation
For years, vacations were a time for Americans to reset and renew, a time away from work. But more and more, Americans check their email, take calls, and work while on vacation.
Jan 19, 2015
Newsweek
Marriage and Divorce

Gay Marriage Gains Support, but It's Still a Partisan Issue
Survey data provides evidence that the majority of American voters support the legalization of gay marriage and think it should be decided at the federal level. Republicans are substantially less likely to support legalization, and lower income, lower educational attainment, being older, and being non-white are significantly associated with lower levels of support.
Dec 29, 2014
Newsweek
Republicans May Make Gains in Midterm Election, but Democrats Remain Strong Nationally
The Republican Party has a strong chance of maintaining control of the House of Representatives and possibly even gaining control of the Senate. But survey results suggest that, while individual races may vary, support for Republican candidates nationwide may be less than support for Democratic candidates.
Nov 4, 2014
The RAND Blog
Parenting

Adults Are Concerned About Sons Playing Football, Especially the More Highly Educated and Obama 2012 Voters
According to new data, 44 percent of American adults wouldn't be comfortable letting their sons play football. Roughly the same percentage was uncomfortable with their sons playing ice hockey.
Nov 4, 2014
The RAND Blog
Survey Says: House, Senate Races Too Close to Call
Recent survey data suggests competitions for both houses of Congress are too close to call. While reported probability of voting for a given party has remained constant overall, churn in individual responses indicates some voters are changing their minds.
Oct 27, 2014
The RAND Blog
Voters Give Republicans an Edge in Senate Races, House Too Close to Call
Significantly more survey respondents anticipate Republicans will take the Senate for their state compared to those who anticipate Democrats will. However, there is not a clear difference in opinion regarding the race for the House.
Oct 16, 2014
The RAND Blog
With Midterm Elections Less Than a Month Away, New Survey Data Shows Many Voters Have Made Up Their Minds
Survey responses indicate many U.S. voters already know how they'll cast their ballots in the upcoming midterm elections. But RAND's unique methodology provides an interesting perspective on those who don't lean strongly toward Republican or Democratic candidates.
Oct 9, 2014
The RAND Blog
New Survey Data Indicates Increasing Polarization in the Ways Democrats and Republicans View the Role of Government in Reducing Income Inequality
Today, Democrats are more than six times likelier than Republicans to believe the U.S. government should play a role in reducing income inequality. This is not due to differences in age, gender, education, or income distributions among the two parties.
Oct 9, 2014
The RAND Blog
Affordable Care Act

Tracking the Affordable Care Act with the RAND Health Reform Opinion Study
The HROS uses panel data to track changes in public opinion regarding the ACA and insurance coverage. By surveying the same respondents each month, the HROS observes not only aggregate changes, but also individual changes in opinion or insurance coverage over time.
Apr 22, 2014
RWJF's Human Capital Blog
Health Care Reform

RAND Health Reform Opinion Study: Few Changes After Open Enrollment
At the close of the ACA's open enrollment period, no significant changes in opinion were observed in the RAND Health Reform Opinion Study. This may be because open enrollment has no bearing on the health insurance of many people.
Apr 16, 2014
Affordable Care Act

Survey Estimates Net Gain of 9.3 Million American Adults with Health Insurance
Early survey evidence indicates that the Affordable Care Act has already led to a substantial increase in insurance coverage. Consistent with the ACA's design, this gain in insurance has come not only from new enrollment in the marketplaces, but also from new enrollment in employer coverage and Medicaid.
Apr 8, 2014
The RAND Blog
Affordable Care Act

RAND Health Reform Opinion Study: Attitudes Shift as the ACA's Open Enrollment Draws to a Close
A brighter spotlight on the Affordable Care Act due to its impending open enrollment deadline on March 31 may be further polarizing an already divided populace.
Mar 27, 2014
Affordable Care Act

RAND Health Reform Opinion Study: Steep Decline in Favorable Opinion
With the end of the ACA's open enrollment period looming on March 31, it is perhaps unsurprising that opinions are again changing in a significant way. The final push to encourage or discourage enrollment may be renewing public attention to the ACA.
Mar 19, 2014
Affordable Care Act

RAND Health Reform Opinion Study: Are ACA Opinions Unstable?
For many individuals, opinion is not stable. New information -- whether gleaned from the media; interactions with health care providers, insurers, or peers; or some other channel -- could lead to further changes in opinion.
Mar 11, 2014
Affordable Care Act

RAND Health Reform Opinion Study: Positive Opinion on the ACA Rises
This week, more than 38 percent of respondents reported a favorable opinion of the ACA. This is the highest level of favorable opinion we've seen since we began the RHROS in September.
Mar 5, 2014
Affordable Care Act

No Insurance Last Year? Then You Might Be Undecided About the ACA
As open enrollment in insurance continues, many of those who were uninsured in 2013 remain uninsured. They may be still learning about how the ACA will affect them.
Feb 27, 2014
Affordable Care Act

RAND Health Reform Opinion Study: Stability Masks Churn in ACA Opinion
While we see remarkable overall stability in opinion of the Affordable Care Act over time, 10 to 15 percent of respondents continue to change their responses each month.
Feb 18, 2014
Affordable Care Act

RAND Health Reform Opinion Study Update: Negative Opinion on ACA Rises
Unfavorable overall opinion of the Affordable Care Act jumped compared to last week, while favorable opinion continued to be stable. Whether this shift toward more negative opinion will continue remains to be seen.
Feb 10, 2014
Affordable Care Act

New Numbers May Suggest a Trend Toward Declining Disapproval of the ACA
For the past four weeks, the percentage of individuals with a favorable opinion of the Affordable Care Act (ACA) has remained stable. However, we are seeing in this week’s numbers a decline in unfavorable opinion accompanied by an uptick in the percentage of individuals who say “don’t know”.
Jan 31, 2014
Affordable Care Act

Public Opinion of the Affordable Care Act Appears to Remain Stable
Overall opinion of the ACA continues to be stable with no discernible changes in the rate of favorable opinion since last week. Unfavorable opinion was in line with findings from the last few weeks of December and the first week of January.
Jan 23, 2014
Affordable Care Act

Digging Deeper Into Public Opinion of the Affordable Care Act
Unfavorable opinion of the ACA has dropped to the lowest point since the opening of the exchanges. Positive opinion has remained stable for the last three weeks.
Jan 15, 2014
The RAND Blog
Affordable Care Act

RAND Health Reform Opinion Study Update: Opinion 'Churn' Continues to Decline
The significant decline in public opinion “churn” regarding the Affordable Care Act continues. Those reporting a change in their opinion dropped from 25 percent from September to November, to 15 percent from November to December, and to less than 10 percent from the first week of December to the first week of January.
Jan 10, 2014
Affordable Care Act

RAND Health Reform Opinion Study Update: Positive Opinion on the ACA Continues to Rise
The latest data from the RAND Health Reform Opinion Study indicates that positive opinion of the ACA continues to increase. The overall favorable rating is now as high as it was in late September, prior to the opening of the health insurance exchanges.
Dec 30, 2013
Affordable Care Act

RAND Health Reform Opinion Study Update: Positive Opinion on ACA Grows, Negative Opinion Stabilizes
Last week we introduced the RAND Health Reform Opinion Study, a new way to measure public opinion of the Affordable Care Act. Negative opinion about the ACA seems to be stabilizing, while positive opinion is increasing. Those undecided about the ACA are decreasing.
Dec 23, 2013
Affordable Care Act

A New Way to Measure Public Opinion of Health Reform
Whether the public will begin to settle on an overall positive or negative perception of the Affordable Care Act (ACA) is very much an open question. But understanding how opinion of the law evolves over time could offer valuable insight into Americans' appetite both for the ACA and for health reform more broadly.
Dec 18, 2013
The RAND Blog
Affordable Care Act

Understanding the Affordable Care Act
One of the chief aims of the Affordable Care Act (ACA) is the expansion of insurance coverage to individuals who at present either cannot afford it or choose not to purchase it. Unfortunately, many Americans lack the financial literacy needed to navigate the numerous and complex options thrust upon them by the ACA.
Oct 2, 2013
The Health Care Blog

Publications

Journal Article
What Drives Health Mindset and Expectations in the United States?
Health mindset is a group of beliefs or assumptions that individuals hold about the causes of health and well-being. We examined associations between personal characteristics and experiences with health mindset.
Dec 21, 2022
Report
Lessons Learned from the COVID-19 Outbreak: Preventing and Managing Future Pandemics
This collection of essays describes missteps made and lessons of critical importance learned during the global and U.S. response to the coronavirus disease 2019 pandemic, with the goal of improving preparedness and preventing future pandemics.
Nov 1, 2022
Journal Article
Linking State Health Care Data to Inform Policymaking: Opportunities and Challenges
This report provides additional detail on the objectives of and use cases for APCDs, the current APCD landscape, and implementation challenges that constrain the use of APCDs for some valuable applications.
Jun 29, 2022
Journal Article
Pathways to Retirement Among Dual Earning Couples
This paper examines the transition from full-time work to fully retired among dual earning couples, which we call joint retirement trajectories. We analyze 12 waves of the Health and Retirement Study to map out the distribution of potential pathways that couples undertake when retiring.
Jun 1, 2022
Report
Individual Differences in Resistance to Truth Decay: Exploring the Role of Reasoning and Cognitive Biases
The authors describe development of a survey measure that they used to examine characteristics of human cognitive processing (such as cognitive biases) and assess the results for individual resistance to Truth Decay.
Mar 29, 2022
Report
COVID-19 and the Experiences of Populations at Greater Risk: Description and Top-Line Summary Data — Wave 4, Fall 2021
This report summarizes descriptive findings from the last of four waves of a survey on how Americans' health views and values have been affected by the COVID-19 pandemic, with a focus on populations deemed vulnerable or underserved.
Dec 9, 2021
Report
American Perspectives on Veterans: A July–September 2021 American Life Panel Survey About Americans' Support for Veterans' Benefits and Services
Data from the RAND American Life Panel collected in July-September 2021 reveal what benefits and services Americans think the U.S. government should provide to veterans and how much they would be willing to pay in taxes to fund this support.
Sep 30, 2021
Report
COVID-19 and the Experiences of Populations at Greater Risk: Description and Top-Line Summary Data — Wave 3, Winter 2021
This report presents the results of the third of four surveys on how Americans' health views and values have been affected by the COVID-19 pandemic, with a focus on populations deemed vulnerable or underserved.
May 4, 2021
Journal Article
Americans' View of the Impact of COVID-19: Perspectives on Racial Impacts and Equity
The COVID-19 pandemic has had a disparate effect on African Americans and Latino groups. But it is unknown how aware the public is of these differences, and how the pandemic has changed perceptions of equity and access to health care.
Mar 30, 2021
Report
RAND Behavioral Finance Forum: Financial Security Over the Lifespan
Video compilation of the 2020 Behavioral Finance Forum (BeFi). Leaders from academia, government, regulatory agencies, and industry were invited to share the latest research and exchange ideas on the theme of financial security over the lifespan.
Feb 2, 2021
Journal Article
Drivers of Differential Views of Health Equity in the U.S. Is the U.S. Ready to Make Progress? Results from the 2018 National Survey of Health Attitudes
This study uses data from a nationally representative sample of American adults to examine the factors that people think drive health outcomes and their beliefs about the importance of health equity.
Jan 26, 2021
Report
COVID-19 and the Experiences of Populations at Greater Risk: Description and Top-Line Summary Data — Wave 2, Fall 2020
This report presents the results of the second of four surveys on how Americans' health views and values have been affected by the COVID-19 pandemic, with a focus on populations deemed vulnerable or underserved.
Jan 13, 2021
Journal Article
Nationally Representative Sample Shows an Increase in Domestic Conflict Early in the COVID-19 Pandemic
The coronavirus disease (COVID-19) pandemic and associated social distancing increased stressors related to risk for domestic conflict, but increases in domestic conflict early in the pandemic have yet to be studied in community samples.
2021
Report
Heading into the Holidays, Americans' Financial Difficulties Continue
In this report, the authors describe results from several waves of a survey fielded through the RAND Corporation's American Life Panel to assess the continuing effects of the COVID-19 pandemic on households' financial well-being.
Dec 17, 2020
Report
Telecommuting and Work in the COVID-19 Pandemic: Are Workers Returning to the Workplace or Staying in Their Home Offices?
RAND researchers examine changes in workers' ability to telecommute during the coronavirus disease 2019 pandemic over time and by occupation. The data were collected through the RAND American Life Panel as part of an ongoing analysis.
Dec 3, 2020
Report
The Drivers of Institutional Trust and Distrust: Exploring Components of Trustworthiness
Trust in government and media has declined in the past two decades. Assessing individual characteristics and institutional attributes associated with trust offers insight into this decline and is a first step toward rebuilding institutional trust.
Nov 17, 2020
Report
COVID-19 and the Experiences of Populations at Greater Risk: Description and Top-Line Summary Data — Wave 1, Summer 2020
This report presents the results of the first of four surveys on how Americans' health views and values have been affected by the COVID-19 pandemic, with a focus on populations deemed vulnerable or underserved.
Oct 29, 2020
Report
Advancing the Development of a Framework to Capture Non–Fee-for-Service Health Care Spending for Primary Care
This report describes work conducted to understand what non-fee-for-service payment data are being collected by states and other stakeholders to support more complete measurement of primary care spending as a proportion of total health care spending.
Jul 30, 2020
Journal Article
Accounting for the Burden and Redistribution of Health Care Costs: Who Uses Care and Who Pays for It
The dollar value of health care received declines as income rises as does health care received as a percent of income.
Jun 25, 2020
Report
The COVID-19 Pandemic and the Changing Nature of Work: Lose Your Job, Show Up to Work, or Telecommute?
This report examines how much the ability to work from home has mitigated the economic effects of the coronavirus disease 2019 (COVID-19) pandemic. The data were collected through the RAND American Life Panel as part of an ongoing analysis.
Jun 18, 2020
Report
How Are Americans Paying Their Bills During the COVID-19 Pandemic?
This report examines how Americans' financial well-being has changed as a result of the coronavirus disease 2019 (COVID-19) pandemic and how they are coping with the economic fallout. The data were collected through the RAND American Life Panel.
Jun 3, 2020
Report
2020 American Life Panel Survey on Impacts of COVID-19: Technical Documentation
This report describes a survey fielded through the RAND American Life Panel to assess the effects of the coronavirus disease 2019 pandemic on individuals and households across a variety of topics.
May 29, 2020
Draft
Retirement Security and Financial Decision Making
Identifies key decisions prior to retirement that may be correlated with insecurity in later years and populations who may benefit most from targeted information.
Jan 2, 2020
Journal Article
On the Need for Prospective Disaster Survey Panels
Understanding how human beings respond to emergencies is difficult, because a lack of predisaster data often makes before-and-after comparisons impossible.
Nov 26, 2019
Report
2018 National Survey of Health Attitudes: Description and Top-Line Summary Data
This report describes the Robert Wood Johnson Foundation's National Survey of Health Attitudes, part of the foundation's efforts to build a Culture of Health in America, and provides the survey text and summary statistics.
May 1, 2019
Journal Article
Measuring Subjective Probabilities: The Effect of Response Mode on the Use of Focal Responses, Validity, and Respondents' Evaluations
Improved measurement of people's probability judgments should benefit probability elicitation efforts relevant to risk analysis, decision making, and risk communication.
Sep 5, 2018
Journal Article
Misleading "Free" Trials and Subscription Traps for Consumers in the EU
This study provides evidence to paint a picture of possible problematic practices associated with online free trials in Europe.
Dec 5, 2017
Journal Article
You Can Be Too Thin (but Not Too Tall): Social Desirability Bias in Self-Reports of Weight and Height
In keeping with social desirability biases, many people either under- or overstate their weight, but very few people understate their height.
Nov 1, 2017
Report
The Benefits and Drawbacks of Alternative Tax Subsidization Approaches for Health Insurance
This report reviews the features of tax-based approaches to subsidizing health insurance, including tax credits and tax deductions, and summarizes their associated benefits and drawbacks.
Jul 13, 2017
Draft
Household Retirement Saving: The Location of Savings Between Spouses
Investigates how households locate contributions across tax deferred savings accounts that are nominally held in one spouse's name and how these decisions may impact accumulated assets.
Feb 6, 2017
Journal Article
Knowledge as a Predictor of Insurance Coverage Under the Affordable Care Act
People who do not understand health insurance concepts, or the financial concepts associated with health insurance, are more likely to remain uninsured.
Dec 12, 2016
Journal Article
Strengthening Integration of Health Services and Systems
Integrating medical care, public health, and social services will increase access to care and improve health and well-being for all individuals.
Nov 28, 2016
Report
Consumer Decisionmaking in the Health Care Marketplace
To learn how health insurance information is conveyed to consumers, RAND researchers reviewed the literature on health insurance choice and best practices and examined choice tools used in 20 health insurance websites.
Jun 28, 2016
Report
Building a National Culture of Health: Background, Action Framework, Measures, and Next Steps
In 2013, the Robert Wood Johnson Foundation (RWJF) began its Culture of Health initiative. To implement the primary Culture of Health outcome of improved population health, well-being, and equity, RWJF worked with RAND to develop an action framework.
Mar 11, 2016
Report
Development of the Robert Wood Johnson Foundation National Survey of Health Attitudes: Description and Top-Line Summary Data
This report describes the Robert Wood Johnson Foundation's National Survey of Health Attitudes, part of the foundation's Culture of Health strategy. It describes the survey development and provides the survey text and summary statistics of the data.
Jan 21, 2016
Report
Development of a K–12 Financial Education Curriculum Assessment Rubric
RAND researchers document the current state of the literature and advance a set of criteria for assessing the content, utility, quality, and efficacy of K-12 financial education curricula.
Nov 5, 2015
Tool
A Tool for Reviewing K–12 Financial Education Curricula
To help educators think about which curriculum to use, and to better understand the strengths and gaps in the curriculum currently being used, the RAND Corporation developed this tool for reviewing financial education curricula.
Nov 5, 2015
Journal Article
Trends in Health Insurance Enrollment, 2013-15
This analysis examined insurance transitions between September 2013 and February 2015, before and after the Affordable Care Act's coverage-related provisions took effect in 2014.
May 8, 2015
Report
Insurance Transitions Following the First ACA Open Enrollment Period
This report examines health insurance transitions between September 2013 and November 2014 using longitudinal data from the RAND Health Reform Opinion Study.
May 6, 2015
Report
Methodology of the RAND Health Reform Opinion Study
This report describes a methodology to track transitions in health insurance enrollment between November 2014 and December 2015.
May 6, 2015
Report
Methodology of the RAND Midterm 2014 Election Panel
The RAND Midterm Election Panel uses the American Life Panel to study voting intentions, public opinion, and voter behavior. This document describes our methodology.
Oct 9, 2014
Journal Article
Probability Perceptions and Preventive Health Care
We study the effect of perceptions in comparison with more objective measures of risk on individuals' decisions to decline or accept risk reducing interventions such as flu shots, mammograms, and aspirin for the prevention of heart disease.
Aug 1, 2014
Report
Changes in Health Insurance Enrollment Since 2013: Evidence from the RAND Health Reform Opinion Study
This paper examines changes in enrollment in health care coverage in the wake of the implementation of the Affordable Care Act using results from the RAND's Health Reform Opinion Study.
Apr 8, 2014
Journal Article
Who Takes Up Free Flu Shots? Examining the Effects of an Expansion in Coverage
The risk of costly complications and the externalities of contagious diseases lead many countries provide free flu shots to certain populations.
Mar 1, 2014
Journal Article
Preparedness of Americans for the Affordable Care Act
This paper investigates whether individuals are sufficiently informed to make reasonable choices in the health insurance exchanges established by the Affordable Care Act (ACA).
2014
Draft
Financial Literacy and Consumer Choice of Health Insurance: Evidence from Low-Income Populations in the United States
Examines the level and distribution of consumers' financial literacy across income groups, using 2012 data collected in the RAND American Life Panel.
Sep 18, 2013
Multimedia
RAND Behavioral Finance Forum 2013: Improving Consumer Well-Being through Behavioral Finance
Video compilation of the 2013 Behavioral Finance (BeFi) Forum in Washington, D.C., a day-long event that included a series of topical panels on curated presentations of academic research followed by discussion by leading practitioners.
Aug 26, 2013
Journal Article
Inheritances, Intergenerational Transfers, and the Accumulation of Health
The health of men, relative to women, is worse after they receive an inheritance; those who expected to receive an inheritance are better off after receiving it.
2013