"Consumer-directed" Health Plans
Implications for Health Care Quality and Cost
Published in: "Consumer-Directed" Health Plans: Implications for Health Care Quality and Cost / Melinda Beeuwkes Buntin et al. (Oakland, CA: California HealthCare Foundation, June 2005)
Posted on RAND.org on December 31, 2004
Confronted with double-digit health care premium increases, employers are turning to high-deductible health plans, tiered benefit designs, and information tools that shift greater financial responsibility and decision-making to employees. This report provides an overview of trends in the adoption of these consumer-directed approaches and a synthesis of what is known about their effectiveness.