"Consumer-directed" Health Plans

Implications for Health Care Quality and Cost

Published in: "Consumer-Directed" Health Plans: Implications for Health Care Quality and Cost / Melinda Beeuwkes Buntin et al. (Oakland, CA: California HealthCare Foundation, June 2005)

Posted on RAND.org on January 01, 2005

by Melinda Beeuwkes Buntin, Cheryl L. Damberg, Amelia Haviland, Nicole Lurie, Kanika Kapur, M. Susan Marquis

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Confronted with double-digit health care premium increases, employers are turning to high-deductible health plans, tiered benefit designs, and information tools that shift greater financial responsibility and decision-making to employees. This report provides an overview of trends in the adoption of these consumer-directed approaches and a synthesis of what is known about their effectiveness.

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