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Summarizes the major findings of the RAND Health Insurance Experiment. It concludes that cost sharing reduced care but had little effect on health. In the years following the release of those data, conventional health insurance plans have increased front-end cost sharing to restrain spending on health care.

Originally published in: Journal of Medical Practice Management, v. 8, Summer 1992, pp. 317-321.

This report is part of the RAND Corporation Reprint series. The Reprint was a product of the RAND Corporation from 1992 to 2011 that represented previously published journal articles, book chapters, and reports with the permission of the publisher. RAND reprints were formally reviewed in accordance with the publisher's editorial policy and compliant with RAND's rigorous quality assurance standards for quality and objectivity. For select current RAND journal articles, see External Publications.

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