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Announcement

Dec 9, 2019

RAND Statement About Paul Volcker

RAND notes with profound regret the death Paul Volcker, the legendary former chairman of the Federal Reserve who became a strong advocate for public service. Volcker was a generous supporter of RAND and served on RAND's board of trustees.
Event

Oct 3, 2019

RAND Behavioral Finance Forum 2019

The 2017 annual conference of the RAND Behavioral Finance Forum, which brings together academic, financial, and government leaders to share cutting-edge behavioral research in financial decisionmaking.
Journal Article

Sep 20, 2019

Financial Knowledge and Portfolio Complexity in Singapore

This paper reports the first analysis of older Singaporeans' financial literacy using a unique new dataset, the Singapore Life Panel (SLP®).
Journal Article

Sep 20, 2019

The Effect of Housing Wealth Losses on Spending in the Great Recession

This article represents the first U.S. study employing exclusively household-level longitudinal data spanning the Great Recession to estimate the response of household spending to negative wealth shocks induced by the sharp declines in house prices.
News Release

Jul 9, 2019

Parents Who Provide Financial Assistance to Unemployed Adult Children Curb Food Consumption, Work More, and Decrease Retirement Savings

Parents who financially help their unemployed adult children offset such costs by adjusting their behavior, particularly by spending less money on food, working more, and reducing retirement savings.
Periodical

Apr 29, 2019

RAND Review: May-June 2019

This issue describes RAND research efforts to help schoolkids suffering from trauma; to help health care providers get better, more meaningful feedback; and to use technology to improve the lives of displaced people throughout the world.
Report

Mar 27, 2019

Terrorist Use of Cryptocurrencies: Technical and Organizational Barriers and Future Threats

Terrorist organizations might increase use of digital cryptocurrencies to support their activities. RAND researchers consider the needs of such groups and the advantages and disadvantages of the cryptocurrency technologies available to them.
Commentary

Feb 11, 2019

What the Shutdown Revealed About the Fragility of American Life

The government shutdown highlighted the lack of resilience many suffer from when they encounter unexpected economic events. The median American family has been losing ground for decades. Policy responses to address this situation will be complex and difficult, but are much needed.
Content

Oct 1, 2018

Financial Decisionmaking

RAND Education and Labor helps people understand how to make better financial decisions and assists policymakers develop better financial decisionmaking tools and resources.
Dissertation

Aug 31, 2018

Choose Wisely: A Study of College Major Choice and Major Switching Behavior

This dissertation explores the college major decision-making process, both for initial and subsequent major choices, and analyzes the associations between major choice behaviors and student outcomes such as time to degree and probability of graduation.
Dissertation

Aug 29, 2018

Financial Education among Financially Vulnerable Populations in the United States

Examines if state-mandated financial education improves debt-related and college-going behaviors among economically vulnerable young adults.
Commentary

Jul 30, 2018

What Keeps Millennials Awake at Night Could Change Over Time

Millennials are less worried than baby boomers about national security topics and more worried about kitchen table issues, such as making ends meet each month and paying off debts. But this may have less to do with the fact that they are millennials and more to do with the fact that millennials are young.

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