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Finance

Journal Article

The Effect of Housing Wealth Losses on Spending in the Great Recession

This article represents the first U.S. study employing exclusively household-level longitudinal data spanning the Great Recession to estimate the response of household spending to negative wealth shocks induced by the sharp declines in house prices.

Sep 20, 2019
Journal Article

Journal Article

Financial Knowledge and Portfolio Complexity in Singapore

This paper reports the first analysis of older Singaporeans' financial literacy using a unique new dataset, the Singapore Life Panel (SLP®).

Sep 20, 2019
News Release

Parents Who Support Unemployed Adult Children Curb Their Own Behavior

Parents who financially help their unemployed adult children offset such costs by adjusting their behavior, particularly by spending less money on food, working more, and reducing retirement savings.

Jul 9, 2019
Commentary

Development with No Political Framework Is a Car Without an Engine

Pushing an economic development plan for the Middle East without addressing the political issues specific to the Israeli-Palestinian conflict is like trying to sell a car without an engine. Why? Because an economic strategy that doesn't address core political issues would have no governing entity to put it into effect.

Jul 9, 2019
Commentary

Income Share Agreements: What's Risky, What's Promising, and What We Still Need to Know

While policymakers debate options to address college affordability and the nation's mounting student loan debt, an alternative education financing model has been gaining ground in a handful of schools and state legislatures: the income share agreement. While terms vary from institution to institution, they are all based on the same premise: The more income a graduate makes, the more they will pay back.

Jun 5, 2019
Report

Report

"The Project May Serve the Nation — But What About Us, Who Live Here?": Villagers' Views of the Dawei Special Economic Zone, an Internationally Funded Infrastructure Project in Myanmar

To gain a better understanding of how foreign infrastructure investment in Myanmar may affect local communities, RAND researchers conducted a survey of 250 residents of communities near the Dawei Special Economic Zone.

Jun 4, 2019
Periodical

Periodical

RAND Review: May-June 2019

This issue describes RAND research efforts to help schoolkids suffering from trauma; to help health care providers get better, more meaningful feedback; and to use technology to improve the lives of displaced people throughout the world.

Apr 29, 2019
News Release

News Release

Seismic Safety Upgrades May Cost California Hospitals Billions, Increase Number of Hospitals in Financial Distress

After the 1994 Northridge Earthquake, in which 11 hospitals were damaged and eight were evacuated, California adopted SB1953, which aims to improve hospital resilience to seismic events. The law requires hospitals to reduce their buildings' risk of collapse by 2020 and to remain operational after an earthquake by 2030. California hospitals would need to make substantial investments to meet 2030 state seismic safety standards.

Mar 28, 2019
Report

Seismic Safety Upgrades May Cost California Hospitals Billions

California hospitals are required by law to reduce their buildings' risk of collapse by 2020 and to remain operational after an earthquake by 2030. Hospitals have to pay for the upgrades, which could cost between $34 billion and $143 billion statewide. One-third of California hospitals are already in some form of financial distress.

Mar 28, 2019
Report

Terrorist Use of Cryptocurrencies

Counterterrorism finance strategies have reduced terrorist access to official currencies. Will terrorist groups therefore increase their use of digital cryptocurrencies? New ones have emerged, including some that claim to be more private and secure than Bitcoin, but they also have limitations that make them less viable.

Mar 27, 2019
Report

Decision Support Tool for the San Francisco Bay-Delta Levees Investment Strategy: Documentation and Use

This report describes the decision support tool and underlying methodology used to support the development of a levee investment strategy for the California Delta Stewardship Council.

Mar 7, 2019
Tool

Decision Support Tool for the San Francisco Bay-Delta Levee Investment Strategy

The Delta Stewardship Council commissioned the development of a risk modeling framework and decision support tool (DST) to aid in the formulation of a Delta Levees Investment Strategy.

Mar 7, 2019
Commentary

What the Shutdown Revealed About the Fragility of American Life

The government shutdown highlighted the lack of resilience many suffer from when they encounter unexpected economic events. The median American family has been losing ground for decades. Policy responses to address this situation will be complex and difficult, but are much needed.

Feb 11, 2019
Blog

State of the Union: Insights from RAND

To shed light on a wide range of topics that figured in President Trump's second State of the Union address, we've rounded up insights from some of RAND's objective and nonpartisan research, analysis, and expertise.

Feb 6, 2019
Dissertation

Dissertation

Choose Wisely: A Study of College Major Choice and Major Switching Behavior

This dissertation explores the college major decision-making process, both for initial and subsequent major choices, and analyzes the associations between major choice behaviors and student outcomes such as time to degree and probability of graduation.

Aug 31, 2018
Dissertation

Dissertation

Financial Education among Financially Vulnerable Populations in the United States

Examines if state-mandated financial education improves debt-related and college-going behaviors among economically vulnerable young adults.

Aug 29, 2018
Journal Article

Renewing America's Infrastructure: An Agenda for Federal Transportation and Water Policy

This paper addresses policies that promote and deter investment in and maintenance of U.S. transportation and water infrastructure.

Aug 21, 2018
Research Brief

Many Americans Follow Nontraditional Paths to Retirement

Most U.S. seniors don't follow the “standard” pattern of retirement. For example, many stay in full- or part-time posts past age 70. Health and economic factors, cognitive abilities, and personality traits can shape Americans' retirement paths.

Jul 30, 2018
Commentary

What Keeps Millennials Awake at Night Could Change Over Time

Millennials are less worried than baby boomers about national security topics and more worried about kitchen table issues, such as making ends meet each month and paying off debts. But this may have less to do with the fact that they are millennials and more to do with the fact that millennials are young.

Jul 30, 2018
Multimedia

Millennials and National Security

In this Call with the Experts, Marek N. Posard and Kathryn Edwards discuss their new report, which compares attitudes and opinions of millennials with those of previous generations and draws inferences about potential millennial concerns about security. Andrew Parasiliti also joins the conversation to provide an overview of the Security 2040 project.

Jun 28, 2018

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RAND Topic:
Finance

Topic Synonyms:
Monetary Systems

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