Financial Decision Making

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Budgeting and financial planning can be difficult at any age. RAND research aims to help children, young adults, and seniors understand how to make better financial decisions and help policymakers and companies develop better financial decisionmaking tools and resources.

  • An adult son watches his mother cook, photo by DGLimages/Getty Images

    News Release

    Parents Who Support Unemployed Adult Children Curb Their Own Behavior

    Jul 8, 2019

    Parents who financially help their unemployed adult children offset such costs by adjusting their behavior, particularly by spending less money on food, working more, and reducing retirement savings.

  • Cars line up during a food drive in East Rutherford, New Jersey, November 24, 2020, photo by Brendan McDermid/Reuters

    Report

    Americans' Financial Difficulties Continue

    Dec 17, 2020

    As the pandemic continues, many U.S. households are struggling to pay their bills. No income group has been spared financial difficulties, but the most-vulnerable households have been hit the hardest. There are severe challenges among lower-income workers and among Black and Hispanic households.

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