Health Insurance Benefit Design

Journal Article

Mar 9, 2015

Impact of Out-of-Pocket Spending Caps on Financial Burden of Those with Group Health Insurance

Mandated uniform out-of-pocket caps for those with group insurance will benefit very few individuals, and will not result in substantial reductions in financial burden.

Journal Article

Mar 9, 2015

Comparing Employer-Sponsored and Federal Exchange Plans: Wide Variations in Cost Sharing for Prescription Drugs

Our primary objective was to examine the variability in drug coverage in the exchanges across plan types (health maintenance organization or preferred provider organization) and metal tiers (bronze, silver, gold, and platinum).

Journal Article

Feb 26, 2015

A Research Note on Transitions in Out-of-Pocket Spending on Dental Services

The authors analyze correlates of the direction and magnitude of changes in out-of-pocket (OOP) payments for dental care by older Americans over a recent 4-year period.

Report

Oct 21, 2014

Mother and son at a medical reception desk

Assessing Alternative Modifications to the Affordable Care Act: Impact on Individual Market Premiums and Insurance Coverage

Estimates, using the COMPARE microsimulation model, the sensitivity of health insurance premiums to the Affordable Care Act's tax credits, to the presence of law's individual mandate, and to the share of young adult enrollees in the market.

Report

Oct 6, 2014

Hospital sign in front of hospital building

Barriers to Enrollment in Health Coverage in Colorado

Explores why eligible individuals are not enrolled in health insurance coverage in Colorado and makes recommendations on how Colorado can strengthen its future outreach and enrollment efforts.

Tool

Jun 24, 2014

Five Steps to a Successful Workplace Wellness Program: A RAND Toolkit

RAND researchers created a five-step toolkit for the planning, implementation, and evaluation of a successful workplace wellness program, based on lessons learned and best practices from multiple projects and extensive research.

Preparing the Workforce for AI: Insights for Civilian and Military Leaders

China's Use of Generative AI and Social Bots

A Year After the October 7 Start of the Israel-Hamas Conflict: Q&A with RAND Experts

October 7th and the Limits of Diplomacy

The Math Equity Equation

The Policy Currents Podcast

Getting to Know Military Caregivers and Their Needs

Managing Escalation in Crisis and War

Assessing and Articulating the Wider Benefits of Research

Improving Access to Early Childhood Education

Health Insurance Benefit Design

Health Insurance Benefit Design

Explore RAND’s Work on this Topic

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The Affordable Care Act in Depth

How Would Alternative Subsidy Structures Affect Stability in the ACA Individual Market?

Impact of Out-of-Pocket Spending Caps on Financial Burden of Those with Group Health Insurance

Comparing Employer-Sponsored and Federal Exchange Plans: Wide Variations in Cost Sharing for Prescription Drugs

A Research Note on Transitions in Out-of-Pocket Spending on Dental Services

How Does Enrollment of Young Invincibles Affect Premiums in the ACA Individual Market?

How Do ACA Tax Subsidies Affect Premiums and Enrollment?

Eliminating Subsidies for People to Buy Health Coverage Would Increase Premiums and Number of Uninsured

Assessing Alternative Modifications to the Affordable Care Act: Impact on Individual Market Premiums and Insurance Coverage

Premiums and Stability in the Individual Health Insurance Market: The Effects of Young Adult Enrollment and Subsidies

Barriers to Enrollment in Health Coverage in Colorado

Five Steps to a Successful Workplace Wellness Program: A RAND Toolkit

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